HMO or Housing in Multiple Occupation, this is a type of property investment whereby multi-room property is let to multiple individuals. These are usually not part of one family or household. Some examples include Student accommodation to professional individuals.

These mortgages are similar to a standard Buy-to-Let although more complicated, as a requirement is an HMO licence. Most lenders also do not accept HMO properties. Acquiring a mortgage for your HMO investment can be difficult. Our partnerships include lenders who can accept these properties.